Tools

Returns Calculator

Model SIP and lumpsum investments with step-up contributions, inflation adjustment, and multi-rate comparison — then download a personalised report.

Monthly Investment

₹

₹500₹1 Lakh

Annual Step-up ⓘIncrease your SIP amount every year by this percentage — e.g. if your income grows, your investment can too. Set to 0% for a flat SIP.

0%25%

Lumpsum Amount

₹

₹1,000₹1 Cr

Time Period

Yrs

1 yr40 yrs

Expected Return(s) ⓘAdd up to 5 different expected-return percentages to compare side by side — useful for modelling conservative vs. optimistic scenarios.

Inflation-Adjusted Returns ⓘAverage India CPI inflation: ~6% p.a. (long-run RBI reference). This shows what your final corpus would be worth in today's purchasing power.

See your corpus in today's purchasing power

Inflation rate assumption

Compare with Fixed Deposit

See how this plan stacks up against a typical FD

FD rate assumption

* Figures are indicative projections only and do not constitute investment advice. Mutual fund investments are subject to market risks.

Amount Invested

—

Estimated Returns

—

Total Value

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📊 Comparison

How your plan compares against inflation and fixed deposits

⭐

Consistent SIP investments by Indian investors help reduce market volatility and create long-term wealth.

📥 Download Your Plan

Get a detailed report with your inputs, results, and year-by-year projection

📈 Want a Month-wise Detailed Growth Report?

Request an illustrative month-by-month growth report for this exact plan — our team will prepare it and email it to you.

🔗 Share This Plan

Copy a link that reopens this exact calculation — useful for comparing later or sharing with family

Built In

More than just a calculator

🎯

Goal-based presets

Education, marriage, retirement, and wealth-creation plans pre-filled with sensible starting assumptions.

📈

Multi-rate comparison

Model conservative, moderate, and optimistic return scenarios side by side in one summary view.

🔗

Shareable plan links

Every input is encoded into the URL — bookmark or share your exact calculation with one link.

📊

Inflation & FD comparison

See your corpus in today's purchasing power, and how it stacks up against a typical fixed deposit.

📥

PDF & Excel reports

Download a branded report with your full plan, results, and year-by-year breakdown for your records.

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Real-time updates

Every number updates instantly as you adjust sliders — no "calculate" button needed.

AI-Powered

Plan Your Goal

Tell us your goal and we'll build a personalised monthly investment plan — powered by AI.

📋 Your Goal Details

We'll calculate a personalised SIP plan based on your inputs.

Your Current Age

yrs

Target Year

Goal Type

Target Amount Needed

₹

₹25.00 L

Already Saved Towards This Goal

₹

Risk Profile

AI-generated · Indicative only · Not personalised investment advice